How much is auto insurance for a Porsche Cayenne?

With a starting MSRP of $48,200 before options, the 2011 Porsche Cayenne won’t be winning any awards for value. The highest-level trim, the all-wheel-drive Turbo, starts at $106,000. If you opt for the Cayenne, though, you’re not just getting the Porsche name.

You’re also getting a vehicle that has been recently redesigned to be lighter and more fuel-efficient, and to have more cargo space. Porsche has even added a hybrid trim to the mix.

Although reviewers like Motor Trend feel that the Cayenne S Hybrid’s performance lives up to the Porsche name, you’ll pay dearly for those extra miles per gallon. The hybrid Cayenne starts at $67,700.

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U.S. News and World Report suggests that if price is an obstacle for you, the Volkswagen Touareg could be a good alternative. It is built on the same platform as the Porsche Cayenne, so the two vehicles are mechanically indistinguishable.

The Touareg is also available with a hybrid powertrain, and it costs several thousand dollars less than the Cayenne.

For individualized Porsche Cayenne car insurance quotes, enter your zip code info. You can also keep on reading to learn how the 2011 Cayenne’s auto insurance rates compare to those of other luxury SUVs.

How much is auto insurance for the Porsche Cayenne?

Despite its high sticker price, average auto insurance rates for the Porsche Cayenne are very reasonable compared to those for other midsize luxury SUVs.

Edmunds calculates that a typical Porsche Cayenne owner will pay $7,813 to insure the vehicle for five years. This figure is based on an average annual auto insurance cost of approximately $1,563.

Anticipated auto insurance rates for the competing Mercedes M Class SUV top $1,600 annually, and expected rates for other top-ranking luxury SUVs like the Acura MDX, the Lexus RX 350, and the BMW X5 are over $1,700 per year.

Despite its lower MSRP, the 2011 Volkswagen Touareg will cost the average owner more than $1,800 to insure, according to Edmunds’ estimates.

Porsche Cayenne Repair Expenses

J.D. Power and Associates gives the 2011 Cayenne a Predicted Reliability Score of 6.0 out of 10.0. Although this is better than the score of 5.0 that the BMW X5 received, this score still puts the Cayenne in the bottom 50 percent of the 18 midsized luxury SUVs that were evaluated.

Lexus SUVs, including the RX 350, RX 350h, and GX, all received scores of 9.0.

The Porsche Cayenne is covered by a 4-year, 50,000 mile warranty, which is standard for luxury vehicles. It does not have a separate powertrain warranty.

Edmunds’ data indicates that the average Cayenne owner can expect total repair bills of $3,506 after five years of driving the vehicle. This makes this Porsche’s repair costs high compared to other luxury SUVs, which is not surprising considering its low reliability score. B

MW’s X5, which also has a low reliability score, has a similarly high 5-year repair bill estimate of $3,200.

The Mercedes Benz M Class has a reliability score similar to the 2011 Cayenne’s, but its 5-year repair costs are expected to be lower, at roughly $2,611, reports Edmunds.

Repair expense estimates for the Acura MDX, Volkswagen Touareg, and Lexus RX 350 are all around $1,000.

Maintaining the Porsche Cayenne

While its anticipated repair bills are quite high, scheduled maintenance costs for the Porsche Cayenne are a bit more competitive. At $4,919 for five years, routine maintenance for the 2011 Cayenne costs much less than the $6,738 that Edmunds projects for the Mercedes Benz M Class.

Though not as high as those for the Cayenne, maintenance costs for the Lexus RX 350 are also projected to be fairly high at $4,825 over a five year period.

Porsche Cayenne Fuel Expenses

Though the Porsche Cayenne’s fuel economy has been improved, it still can’t hold a candle to some competitors like the RX 350 or Lincoln’s MKT. The 2011 Cayenne gets just 15 miles per gallon in city driving and 22 miles per gallon in highway driving.

It’s more fuel efficient than the Mercedes R Class and the Land Rover, but most of its competitors get at least 16 city mpg and 23 mpg on the highway.

Safety Features for the Porsche Cayenne

It is unusual for luxury vehicles to be crash tested, and the 2011 Porsche Cayenne is no exception. However, the Cayenne is equipped with extensive standard safety features, and a bevy of high tech options are available as well.

Porsche Stability Management is one of the standard features. It works together with the anti-lock brakes to counter under- and over-steering by increasing brake pressure to specific wheels.

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Porsche has also equipped the Cayenne with safety features designed to improve the vehicle’s braking distances. If the Cayenne’s accelerator is released suddenly, the brakes are automatically primed, and if the driver slams on the brakes, the Cayenne’s brake assist feature applies the brakes with maximum force to all wheels.

Some Porsche Cayenne models are also equipped with active cruise control, which maintains an automatic distance from the vehicle in front of the Cayenne.

In these vehicles, the brakes will automatically activate if the system senses that the distance between the Cayenne and the vehicle ahead is rapidly decreasing.

Another optional safety feature available for the 2011 Cayenne is Porsche’s proprietary ceramic composite brake. These brakes were originally designed for racing, so they can withstand extremely high temperatures and repeated hard braking.

Porsche says that they shorten the vehicle’s braking distance compared to standard cast iron disc brakes. An added advantage of these innovative brakes is that they are lighter than normal brakes, so they improve fuel efficiency and handling.

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