How much is auto insurance for a Mitsibushi Galant?

Reviewers say that if you’re looking for an affordable midsize sedan, you can do better than the 2011 Mitsubishi Galant.

Edmunds reports that the Galant’s outdated exterior and cheap cabin materials place it at the rear of the pack, and U.S. News and World Report ranks low of the 19 vehicles in its category.

The 2011 Ford Fusion and the Hyundai Sonata models seem to offer better performance, styling, and features than the Galant at lower prices.

The base model Galant ES starts at $21,599, plus a $795 destination charge. You can purchase a base model Ford Fusion for $19,850, and the least-expensive Hyundai Sonata costs $19,695.

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The 2011 Mitsubishi Galant does have a few selling points, though. Its 10-year/100,000 mile powertrain warranty is one of the best in the industry, but you can get the same deal if you purchase a Hyundai Sonata or a Kia Optima.

Reviewers also give the Galant a thumbs-up for its smooth ride, responsive steering, and spacious cabin. To find out how much it costs to insure an affordable midsize sedan like the Mitsubishi Galant, read on.

2011 Galant Auto Insurance Rates

Mitsubishi Galant drivers pay an average premium of $5,873 for auto insurance over five years, reports the National Automobile Dealers Association (NADA).

Drivers who pay their bills annually will owe about $1,175 each year, and drivers who pay monthly will owe about $98 for each bill. These rates are estimated for drivers with over six years of experience, though.

If you have only three to six years of experience driving, the NADA estimates that your monthly rate will be closer to $185, and it anticipates rates of over $280 per month if you have less than three years’ driving experience.

Mitsubishi Galant Insurance Comparison

The Mitsubishi Galant’s average annual auto insurance rate of $1,175 is quite low compared to the average rates for other midsize sedans. For instance, the NADA reports for 2011 that the typical Nissan Altima owner will pay an average yearly rate of $1,777 for car insurance, and Kia Optima owners will pay a typical rate of $1,745 annually.

Average auto insurance rates for the Toyota Camry are a bit lower, at $1,633 per year, and the Hyundai Sonata’s expected average yearly rate is $1,508.

The NADA reports that Ford Fusion drivers will generally pay about $1,483 each year to insure their vehicles, and the annual car insurance premiums for both the Honda Accord and the Chevy Malibu are approximately $1,420.

Mitsubishi Galant Repairs and Maintenance

Since the 2011 Galant comes with a 5-year/60,000 mile warranty, the driver is usually not responsible for any repair costs during the first through fourth years of ownership.

The NADA estimates that most drivers will pay approximately $1,566 for repairs during the fifth year of ownership, though. Combined maintenance costs for the Mitsubishi Galant’s first two years on the road are usually under $500, and the NADA estimates a $1,422 bill for the car’s 3-year tune-up.

For the fourth and fifth years of ownership combined, most drivers don’t pay more than $1,000 for maintenance. The average total maintenance cost for the Mitsubishi Galant for five years is $2,751.

Mitsubishi Galant Ownership Cost Comparison

The 2011 Galant’s estimated $2,751 scheduled maintenance cost is low for a midsize sedan. The NADA projects that it will cost over $1,000 more to maintain a Nissan Altima for five years, with an estimated total bill of $4,292.

Maintenance costs for the Ford Fusion are expected to total $3,411, which is over $500 more than what Galant owners are expected to pay.

Anticipated scheduled maintenance costs for both the Sonata and the Camry are around $3,000. The Honda Accord is just slightly more expensive than the 2011 Galant to maintain, with an expected 5-year cost of $2,872.

Although you’re likely to save money on scheduled maintenance costs if you opt for a Mitsubishi Galant, this sedan’s 5-year total repair cost estimate of $1,566 is twice that of some of its competitors.

The NADA anticipates that repairs for the Hyundai Sonata and the Kia Optima will cost just $636 over five years, and the Nissan Altima’s projected 5-year repair bill is only $732.

You’ll pay slightly more than $800 in repair costs if you purchase a Chevrolet Malibu or a Ford Fusion, and both Honda Accord and Toyota Camry drivers will pay slightly less than $800, according to the NADA.

Mitsubishi Galant Safety Ratings

Although the federal government hasn’t published its safety ratings for the 2011 Mitsubishi Galant yet, the crash test scores from the Insurance Institute for Highway Safety (IIHS) are out.

The IIHS gave the 2011 Galant high ratings for protecting passengers when it’s involved in head-on and side-impact collisions.

In the IIHS’ rollover test, the Galant earned the second-highest score, and this midsize sedan only earned the third-highest score from the IIHS for its rear-impact collision test performance.

Along with the Mazda 6 and the Maxima, the Galant has the lowest collision test scores in its category. Of the 20 other moderately-priced cars that the IIHS tested in addition to the Galant, 12 earned the highest possible score on all four tests.

The Toyota Camry, the Mazda 6, and the Nissan Maxima earned “Marginal” scores in rear crash testing, just like the Galant, and six other vehicles earned the same “Average” rollover score that the Galant received.

They include the Honda Accord, the Suzuki Kizashi, the Nissan Altima, and the Volvo S40.

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