15 Worst Cities for Speeding [2024 Update]
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Laura Walker
Licensed Agent for 10 Years
Laura Walker graduated college with a BS in Criminal Justice with a minor in Political Science. She married her husband and began working in the family insurance business in 2005. She became a licensed agent and wrote P&C business focusing on personal lines insurance. Laura serviced existing business and wrote new business. She now uses her insurance background to help educate drivers about...
Licensed Agent for 10 Years
UPDATED: Jun 22, 2022
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Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance-related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Jun 22, 2022
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- Speeding deaths account for an average 47% of all traffic deaths in our worst cities
- Speeding deaths have decreased significantly over the past 12 years
- The percentage of speeding traffic deaths involving teenagers has dropped over 50%
- Males account for the vast majority of speeding traffic deaths
Data from the National Highway Traffic Safety Administration (NHTSA) shows that despite the risks, approximately 70 percent of American drivers report speeding at least some of the time. Each year, speeding kills about 10,000 people and is responsible for nearly 30 percent of all motor vehicle deaths in the U.S. This article delves deep into the worst cities for speeding in the United States.
Fortunately, since 2005, the speeding-related fatal accident rate has decreased nationwide by about 34 percent, from 4.2 to 2.7 per 100,000 people in 2017. While speeding-related deaths among adult drivers declined slightly during that time, those among teenagers fell dramatically.
Between 2005 and 2017, the number of speeding-related fatalities per 100,000 teenagers dropped from 13.2 to 5.8—results that experts partially attribute to increased seatbelt use and decreased drinking and driving.
The CDC reports that since 2005, the proportion of teens who reported not wearing a seatbelt was cut in half. Similarly, the share of teens who reported riding with a drunk driver fell by 42 percent.
Despite improvements to the speeding fatality rate at the national level, there is significant regional variation. To determine which cities suffer the most from speeding-related fatalities, our researchers at Compare Auto Insurance analyzed data from the National Highway Traffic Safety Administration’s Fatality Analysis Reporting System for the period 2013-2017.
They found that speeding tends to account for a higher percentage of traffic fatalities in the Southeast and Midwest. Additionally, four of the worst 15 cities for speeding are located in California. These are the cities where speeding problems are the worst.
If you’re on this page, you’re likely looking for auto insurance as well. But we know that auto insurance can be confusing. There’s all that industry terminology and jargon as well as the opaque reasons why auto insurance companies give you your specific rate. For that reason, we created an Auto Insurance 101 page that goes over the basics of auto insurance and links to more specific topics.
If you’re looking to jump right in and get a quote, just enter your ZIP code into our FREE online quote comparison tool. It’ll give you the best rates for your area based on your demographic information and driving history. Now, to the 15 cities with the worst speeding problem.
15 Cities with the Worst Speeding Problem
#15 – Charlotte, North Carolina
- Share of all traffic fatalities involving speeding (2013-2017): 40.6%
- Annual speeding-related fatality rate (2013-2017): 3.8 per 100k
- Total speeding-related fatalities (2013-2017): 159
- Total traffic fatalities (2013-2017): 392
#14 – Stockton, California
- Share of all traffic fatalities involving speeding (2013-2017): 40.7%
- Annual speeding-related fatality rate (2013-2017): 3.6 per 100k
- Total speeding-related fatalities (2013-2017): 55
- Total traffic fatalities (2013-2017): 135
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#13 – Chula Vista, California
- Share of all traffic fatalities involving speeding (2013-2017): 41.7%
- Annual speeding-related fatality rate (2013-2017): 1.9 per 100k
- Total speeding-related fatalities (2013-2017): 25
- Total traffic fatalities (2013-2017): 60
#12 – Yonkers, New York
- Share of all traffic fatalities involving speeding (2013-2017): 42.1%
- Annual speeding-related fatality rate (2013-2017): 1.6 per 100k
- Total speeding-related fatalities (2013-2017): 16
- Total traffic fatalities (2013-2017): 38
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#11 – Fresno, California
- Share of all traffic fatalities involving speeding (2013-2017): 42.6%
- Annual speeding-related fatality rate (2013-2017): 2.8 per 100k
- Total speeding-related fatalities (2013-2017): 72
- Total traffic fatalities (2013-2017): 169
#10 – Aurora, Colorado
- Share of all traffic fatalities involving speeding (2013-2017): 42.9%
- Annual speeding-related fatality rate (2013-2017): 2.9 per 100k
- Total speeding-related fatalities (2013-2017): 51
- Total traffic fatalities (2013-2017): 119
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#9 – Chicago, Illinois
- Share of all traffic fatalities involving speeding (2013-2017): 43.4%
- Annual speeding-related fatality rate (2013-2017): 2.0 per 100k
- Total speeding-related fatalities (2013-2017): 278
- Total traffic fatalities (2013-2017): 640
#8 – Milwaukee, Wisconsin
- Share of all traffic fatalities involving speeding (2013-2017): 47.3%
- Annual speeding-related fatality rate (2013-2017): 4.4 per 100k
- Total speeding-related fatalities (2013-2017): 131
- Total traffic fatalities (2013-2017): 277
#7 – Saint Louis, Missouri
- Share of all traffic fatalities involving speeding (2013-2017): 48.6%
- Annual speeding-related fatality rate (2013-2017): 7.7 per 100k
- Total speeding-related fatalities (2013-2017): 121
- Total traffic fatalities (2013-2017): 249
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#6 – Washington, District Of Columbia
- Share of all traffic fatalities involving speeding (2013-2017): 49.2%
- Annual speeding-related fatality rate (2013-2017): 1.8 per 100k
- Total speeding-related fatalities (2013-2017): 61
- Total traffic fatalities (2013-2017): 124
#5 – Plano, Texas
- Share of all traffic fatalities involving speeding (2013-2017): 49.2%
- Annual speeding-related fatality rate (2013-2017): 2.2 per 100k
- Total speeding-related fatalities (2013-2017): 31
- Total traffic fatalities (2013-2017): 63
#4 – Fontana, California
- Share of all traffic fatalities involving speeding (2013-2017): 50.7%
- Annual speeding-related fatality rate (2013-2017): 3.5 per 100k
- Total speeding-related fatalities (2013-2017): 36
- Total traffic fatalities (2013-2017): 71
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#3 – Cleveland, Ohio
- Share of all traffic fatalities involving speeding (2013-2017): 51.9%
- Annual speeding-related fatality rate (2013-2017): 4.8 per 100k
- Total speeding-related fatalities (2013-2017): 94
- Total traffic fatalities (2013-2017): 181
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#2 – Irving, Texas
- Share of all traffic fatalities involving speeding (2013-2017): 52.2%
- Annual speeding-related fatality rate (2013-2017): 4.1 per 100k
- Total speeding-related fatalities (2013-2017): 48
- Total traffic fatalities (2013-2017): 92
#1 – North Las Vegas, Nevada
- Share of all traffic fatalities involving speeding (2013-2017): 53.9%
- Annual speeding-related fatality rate (2013-2017): 3.5 per 100k
- Total speeding-related fatalities (2013-2017): 41
- Total traffic fatalities (2013-2017): 76
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All Cities Ranked by Percentage of Speeding Deaths
City | Traffic Fatalities | Annual Fatality Rate | Total Speeding Fatalities | Total Traffic Fatalities | Population | Rank |
---|---|---|---|---|---|---|
North Las Vegas, NV | 53.9% | 3.5 | 41 | 76 | 234,389 | 1 |
Irving, TX | 52.2% | 4.1 | 48 | 92 | 235,648 | 2 |
Cleveland, OH | 51.9% | 4.8 | 94 | 181 | 388,812 | 3 |
Fontana, CA | 50.7% | 3.5 | 36 | 71 | 207,086 | 4 |
Plano, TX | 49.2% | 2.2 | 31 | 63 | 281,566 | 5 |
Washington D.C. | 49.2% | 1.8 | 61 | 124 | 672,391 | 6 |
Saint Louis, MO | 48.6% | 7.7 | 121 | 249 | 314,867 | 7 |
Milwaukee, WI | 47.3% | 4.4 | 131 | 277 | 599,086 | 8 |
Chicago, IL | 43.4% | 2 | 278 | 640 | 2,722,586 | 9 |
Aurora, CO | 42.9% | 2.9 | 51 | 119 | 357,323 | 10 |
Fresno, CA | 42.6% | 2.8 | 72 | 169 | 519,037 | 11 |
Yonkers, NY | 42.1% | 1.6 | 16 | 38 | 200,999 | 12 |
Chula Vista, CA | 41.7% | 1.9 | 25 | 60 | 264,101 | 13 |
Stockton, CA | 40.7% | 3.6 | 55 | 135 | 304,358 | 14 |
Charlotte, NC | 40.6% | 3.8 | 159 | 392 | 826,060 | 15 |
Las Vegas, NV | 40.3% | 3 | 93 | 231 | 621,662 | 16 |
Long Beach, CA | 39.9% | 2.5 | 59 | 148 | 470,489 | 17 |
Durham, NC | 39.8% | 2.7 | 35 | 88 | 257,232 | 18 |
Arlington, TX | 39.7% | 2.8 | 54 | 136 | 388,225 | 19 |
Des Moines, IA | 39.7% | 2.5 | 27 | 68 | 214,778 | 20 |
Honolulu, HI | 39.4% | 2.3 | 41 | 104 | 350,788 | 21 |
Albuquerque, NM | 39.2% | 4.7 | 130 | 332 | 556,718 | 22 |
Madison, WI | 39.0% | 1.3 | 16 | 41 | 248,856 | 23 |
Riverside, CA | 38.8% | 3.5 | 57 | 147 | 321,570 | 24 |
Wichita, KS | 38.7% | 3.4 | 67 | 173 | 389,054 | 25 |
Garland, TX | 38.5% | 3.1 | 37 | 96 | 235,965 | 26 |
Dallas, TX | 38.4% | 5.1 | 329 | 856 | 1,300,122 | 27 |
Denver, CO | 38.0% | 2.7 | 90 | 237 | 678,467 | 28 |
Santa Clarita, CA | 37.5% | 1.7 | 18 | 48 | 209,489 | 29 |
Aurora, IL | 37.1% | 1.3 | 13 | 35 | 200,946 | 30 |
Greensboro, NC | 36.9% | 3.7 | 52 | 141 | 284,816 | 31 |
Oakland, CA | 36.7% | 2.6 | 54 | 147 | 417,442 | 32 |
Rochester, NY | 36.4% | 2.3 | 24 | 66 | 209,463 | 33 |
Portland, OR | 36.3% | 2.1 | 66 | 182 | 630,331 | 34 |
Baltimore, MD | 36.2% | 2.2 | 67 | 185 | 619,796 | 35 |
Tulsa, OK | 35.7% | 4.3 | 86 | 241 | 401,352 | 36 |
Moreno Valley, CA | 35.6% | 2.1 | 21 | 59 | 203,691 | 37 |
Oklahoma City, OK | 35.5% | 4.7 | 147 | 414 | 629,191 | 38 |
Detroit, MI | 35.4% | 6.1 | 209 | 591 | 679,865 | 39 |
Los Angeles, CA | 35.0% | 2.3 | 459 | 1,312 | 3,949,776 | 40 |
Colorado Springs, CO | 34.6% | 2.4 | 54 | 156 | 450,000 | 41 |
Fayetteville, NC | 34.5% | 3.8 | 40 | 116 | 210,324 | 42 |
Fort Worth, TX | 34.0% | 3.5 | 145 | 427 | 835,129 | 43 |
San Antonio, TX | 33.7% | 3.8 | 275 | 815 | 1,461,623 | 44 |
Seattle, WA | 33.3% | 1.3 | 44 | 132 | 688,245 | 45 |
Anaheim, CA | 33.1% | 2.4 | 42 | 127 | 349,007 | 46 |
Henderson, NV | 32.7% | 1.3 | 18 | 55 | 284,817 | 47 |
Scottsdale, AZ | 32.0% | 2 | 24 | 75 | 239,283 | 48 |
Raleigh, NC | 31.6% | 2.4 | 54 | 171 | 449,477 | 49 |
Lubbock, TX | 31.5% | 3.3 | 41 | 130 | 247,323 | 50 |
Fremont, CA | 31.5% | 1.5 | 17 | 54 | 230,964 | 51 |
Modesto, CA | 31.3% | 2.4 | 25 | 80 | 210,166 | 52 |
Tacoma, WA | 31.3% | 2.4 | 25 | 80 | 207,280 | 53 |
Minneapolis, MN | 31.1% | 1.1 | 23 | 74 | 411,452 | 54 |
Fort Wayne, IN | 30.9% | 3.2 | 42 | 136 | 262,450 | 55 |
Chandler, AZ | 30.9% | 1.7 | 21 | 68 | 245,160 | 56 |
San Bernardino, CA | 30.2% | 4.2 | 45 | 149 | 215,252 | 57 |
Lincoln, NE | 30.0% | 1.1 | 15 | 50 | 277,315 | 58 |
Sacramento, CA | 29.8% | 3.1 | 76 | 255 | 489,650 | 59 |
Omaha, NE | 29.7% | 2 | 47 | 158 | 463,081 | 60 |
Buffalo, NY | 29.7% | 1.5 | 19 | 64 | 259,574 | 61 |
Saint Paul, MN | 29.2% | 0.9 | 14 | 48 | 300,820 | 62 |
Santa Ana, CA | 29.1% | 2 | 34 | 117 | 334,493 | 63 |
San Diego, CA | 29.0% | 1.8 | 124 | 428 | 1,390,966 | 64 |
San Jose, CA | 29.0% | 1.6 | 84 | 290 | 1,023,031 | 65 |
Mesa, AZ | 28.9% | 2.2 | 52 | 180 | 479,317 | 66 |
Philadelphia, PA | 28.9% | 1.7 | 137 | 474 | 1,569,657 | 67 |
Corpus Christi, TX | 28.4% | 2.5 | 40 | 141 | 322,726 | 68 |
Pittsburgh, PA | 28.3% | 1.7 | 26 | 92 | 305,012 | 69 |
Huntington Beach, CA | 27.7% | 1.8 | 18 | 65 | 200,415 | 70 |
San Francisco, CA | 27.7% | 1.1 | 46 | 166 | 864,263 | 71 |
Bakersfield, CA | 26.7% | 2.7 | 51 | 191 | 372,680 | 72 |
Indianapolis, IN | 26.5% | 2.8 | 119 | 449 | 853,431 | 73 |
Tucson, AZ | 26.4% | 2.8 | 75 | 284 | 530,905 | 74 |
Winston Salem, NC | 26.4% | 2.4 | 29 | 110 | 240,193 | 75 |
Toledo, OH | 26.3% | 2.2 | 31 | 118 | 279,455 | 76 |
Reno, NV | 26.2% | 1.8 | 22 | 84 | 239,732 | 77 |
Phoenix, AZ | 26.0% | 3.3 | 263 | 1,013 | 1,574,421 | 78 |
El Paso, TX | 25.8% | 2.1 | 70 | 271 | 678,266 | 79 |
New York, NY | 25.4% | 0.7 | 311 | 1,223 | 8,560,072 | 80 |
Atlanta, GA | 25.2% | 3.1 | 71 | 282 | 465,230 | 81 |
Virginia Beach, VA | 25.0% | 1.3 | 29 | 116 | 450,057 | 82 |
Houston, TX | 24.7% | 2.5 | 278 | 1,124 | 2,267,336 | 83 |
Gilbert, AZ | 24.4% | 0.9 | 11 | 45 | 232,176 | 84 |
Austin, TX | 23.7% | 2.1 | 95 | 401 | 916,906 | 85 |
Anchorage, AK | 22.6% | 1.4 | 21 | 93 | 298,225 | 86 |
Laredo, TX | 22.5% | 1.4 | 18 | 80 | 255,305 | 87 |
Louisville, KY | 22.4% | 3 | 91 | 406 | 615,478 | 88 |
Newark, NJ | 22.0% | 1.8 | 26 | 118 | 282,803 | 89 |
Memphis, TN | 21.8% | 3.3 | 109 | 500 | 654,723 | 90 |
Tampa, FL | 21.6% | 2.9 | 54 | 250 | 368,087 | 91 |
Nashville, TN | 21.5% | 2.1 | 68 | 317 | 654,187 | 92 |
Cincinnati, OH | 21.0% | 1.7 | 26 | 124 | 298,957 | 93 |
Jersey City, NJ | 20.9% | 0.7 | 9 | 43 | 265,932 | 94 |
Boston, MA | 20.8% | 0.7 | 25 | 120 | 669,158 | 95 |
Glendale, AZ | 20.7% | 2.1 | 25 | 121 | 241,543 | 96 |
Chesapeake, VA | 20.3% | 1.3 | 15 | 74 | 235,410 | 97 |
Boise, ID | 19.0% | 1.1 | 12 | 63 | 220,859 | 98 |
Birmingham, AL | 18.6% | 3.4 | 36 | 194 | 212,265 | 99 |
Saint Petersburg, FL | 18.6% | 2 | 26 | 140 | 256,031 | 100 |
Norfolk, VA | 17.3% | 1.4 | 17 | 98 | 245,752 | 101 |
New Orleans, LA | 16.7% | 2.2 | 42 | 252 | 388,182 | 102 |
Columbus, OH | 16.4% | 1 | 41 | 250 | 852,144 | 103 |
Miami, FL | 15.7% | 1.7 | 38 | 242 | 443,007 | 104 |
Spokane, WA | 14.3% | 0.8 | 8 | 56 | 212,982 | 105 |
Richmond, VA | 14.1% | 0.9 | 10 | 71 | 220,892 | 106 |
Oxnard, CA | 13.0% | 0.3 | 3 | 23 | 206,732 | 107 |
Baton Rouge, LA | 12.4% | 2.2 | 25 | 202 | 227,549 | 108 |
Orlando, FL | 7.9% | 1 | 13 | 165 | 269,414 | 109 |
Jacksonville, FL | 6.3% | 0.9 | 41 | 651 | 867,313 | 110 |
Montgomery, AL | 5.6% | 0.6 | 6 | 108 | 200,761 | 111 |
Frequently Asked Questions: Traffic and Rude Drivers
Now that we’ve covered the 15 worst cities for speeding, let’s get to your frequently asked questions. They include a common talked-about subject: traffic. Speeding and traffic often combine for devastating results, including multi-car wrecks, rollovers, and numerous fatalities.
Here, we’ll touch on the city with the worst traffic in the U.S. as ranked by a major traffic monitoring company, the city with the worst traffic in the world, cit a source that has the 50 worst traffic cities (in the U.S. and the world) as well as the top 20 worst traffic cities in the U.S. Other questions include:
- What is the most dangerous state to drive in?
- What city has the most aggressive drivers?
- What is the busiest highway in America?
Scroll down for the answers to those questions and many more.
#1 – Which lane do most accidents happen?
The merging lane (the one where drivers merge into when entering the highway) is considered the lane in which most accidents happen, as drivers are forced to do numerous things at once. These include accelerating, decelerating, looking over their shoulder, and more. And missteps here can cause a serious accident.
#2 – What is the most dangerous state to drive in?
The most dangerous state to drive in varies year by year but often the same states appear in the “states with the worst drivers” lists. The most dangerous is often South Carolina. It has high rates of speeding and drunk driving traffic deaths as well as poor infrastructure.
#3 – What state has the meanest drivers?
New York, probably due to the City, has the reputation of having some of the meanest drivers. The congestion, plus the aggressiveness and impatience, can contribute to a difficult and stressful driving experience.
#4 – What city has the most aggressive drivers?
Los Angeles has some of the most aggressive drivers, no doubt exacerbated by the sheer amount of traffic congestion in the city, which can cause commutes that last longer than 30 or even 40 minutes one-way.
#5 – What state has most car accidents?
Florida is the state with the most car accidents, which makes sense as it is in the top 3 of all states in terms of population and the drivers in Florida rank very low in the category of careless driving.
#6 – What is the busiest highway in America?
The busiest highway in America is I-5, which runs through the Los Angeles-Long Beach-Santan Ana metropolitan area. According to the U.S. Department of Transportation, that highway sees 504,000 vehicles passing through daily.
#7 – Which US city has the most traffic?
The city with the most traffic, also not a surprise, is Los Angeles. LA is the only U.S. city in TomTom’s, a worldwide traffic congestion monitoring company, list of the top 100 most congested cities in the world. For a look at all things traffic (worldwide and in the U.S.) TomTom is a great resource.
#8 – What are the four state capitals not served by an interstate?
It is certainly rare for a state capital to not have an interstate running through it. But in America, there are four. They are Juneau, Alaska, Dover, Delaware, Jefferson City, Missouri, and Pierre, South Dakota.
Methodology: Determining the Worst Cities for Speeding
Fatality statistics were obtained from the National Highway Traffic Safety Administration’s Fatality Analysis Reporting System for the period 2013-2017. City and state population statistics were obtained from the U.S. Census Bureau’s American Community Survey.
The following definitions were used in categorizing accidents by location in order to simplify interpretations:
- Freeway = Interstate + Non-Interstate Freeway + Expressway
- Major highway = Non-Interstate Other Principal Arterial
- Minor highway = Non-Interstate Minor Arterial
- Primary street = Collector + Local
Fatalities per 100k residents were calculated as the sum of fatalities for 2013-2017 divided by the sum of the populations for the same years, multiplied by 100,000. Only cities with at least 200,000 residents and more than one speeding-related fatality were included in the analysis.
Cities were ranked according to the percentage of all motor vehicle fatalities that had at least one vehicle speeding prior to the accident. In the event of a tie, cities with higher speeding-related fatality rates were ranked higher.
Location is not the only factor that influences the likelihood of fatal crashes due to speeding.
The rate of speeding-related fatalities also differs by demographics. About 75 percent of drivers involved in speeding-related fatal accidents are male, regardless of age. According to the IIHS, men usually drive more miles than women and are also more likely to engage in other risky driving behaviors such as not using seatbelts and driving under the influence of alcohol, which all contribute to higher fatality rates.
While speeding-related fatality rates vary across cities, rural roads, in general, have significantly higher rates of fatalities caused by speeding when compared to urban roads. Even though rural roads only account for about 30 percent of miles traveled in the U.S., they represent about 50 percent of speeding-related fatalities.
Historically, rural roads have had higher posted speed limits, which correlate to higher rates of speeding and higher fatality rates. Compared to urban roads, rural roads also have a higher incidence of rollover crashes, which can be caused by speeding. Furthermore, rural drivers might have less access to prompt medical attention after an accident, which increases the likelihood of death after injury.
Speed kills, but the recent decreases in speeding-related fatalities are promising. To equip law enforcement with the tools they need to reduce speeding on the road, the NHTSA works with local jurisdictions around the country to provide training in enforcing traffic laws.
Some of the methods that law enforcement officers use to detect speeding include radar, laser devices, VASCAR, and speed cameras. Although there are lists for the worst cities for speed traps (people dislike them), they might also reduce death rates.
Additionally, certain cities like Boston have experimented with lowering speed limits to reduce speed-related accidents.
Furthermore, some automakers have installed intelligent speed assistance (ISA) systems within cars to help drivers better monitor their own speed, and some auto insurance companies offer discounts for drivers who slow down. Tackling the speeding problem will require continued efforts from individuals, industry, law enforcement, and legislators.
Speeding traffic deaths can affect auto insurance rates, even if you’re not involved in the accident. Fortunately, there are ways to save on auto insurance. Plug in your ZIP code into our FREE online quote generator to get the best rates for your area.
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Laura Walker
Licensed Agent for 10 Years
Laura Walker graduated college with a BS in Criminal Justice with a minor in Political Science. She married her husband and began working in the family insurance business in 2005. She became a licensed agent and wrote P&C business focusing on personal lines insurance. Laura serviced existing business and wrote new business. She now uses her insurance background to help educate drivers about...
Licensed Agent for 10 Years
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance-related. We update our site regularly, and all content is reviewed by auto insurance experts.