Geico Auto Insurance Review

Geico is the most famous car insurance company in the USA and it’s almost impossible to find someone doesn’t know the name.

Whether it’s a connection to Warren Buffet, Kelsey Grammar, a Gecko, Caveman or a Wee-Wee Piggy Geico is a household brand for auto insurance… and with an $800 million dollar advertising budget would you expect anything less?

Geico’s advertising budget and creative marketing over the last decade has made the company the 3rd largest car insurance company by market share with a customer satisfaction rate of 97% and almost 10 million policyholders.

Geico’s primary offering is auto insurance but the company offers a number of other products including Homeowners, Life, Motorcycle, Commercial Auto, Umbrella, Renters and Collector car insurance and more.

Use our FREE quote comparison tool to find insurance rates today!

About Geico

Geico stands for the “Government Employees Insurance Company” but is a private company and not owned by the government as the name may suggest.

The company is owned by Warren Buffet’s Berkshire Hathaway Company, one of the most respected investment companies in the world and has over $28 Billion in assets with some of the highest financial ratings from companies like A.M. Best and Standard Poor’s.

Geico Car Insurance Coverage

Geico is one of the most competitive car insurance companies for “good drivers” and their car insurance products are available nationwide (all 50 states). Drivers can choose from many different types of auto insurance such as:

• Bodily Injury Liability
• Property Damage Liability
• Personal Injury Protection (PIP)
• Comprehensive Coverage
• Collision Insurance
• Medical Payments Coverage
• Uninsured Motorist Coverage
• Underinsured Motorist Coverage
• and more

Geico also has additional policy features drivers can opt for including rental car reimbursement, mechanical breakdown insurance and emergency roadside assistance.

Collector car owners can also purchase specialized auto insurance for vintage, antique and collectible cars.

Geico Customer Service Review

Geico claims to have a 97% policy renewal rate and customers provide an overall rating of 92% (4.6 of 5) when surveyed about their customer service and overall experience.

While survey and statistics show one thing you also have to look at the features a car insurance company provides and Geico customers have a wide range of options unavailable by many smaller car insurance companies including:

• 24/7 – 365 day customer service
• Policyholders can deal direct and bypass local agents
• Fast and Fair claims handling
• Possible discounts for young drivers to keep low rates when the time comes they need a policy of their own

Geico also provides one of the most comprehensive websites in the auto insurance industry to help educate drivers about car insurance, manage their policy, file a claim and even get instant quotes.

One of the most convenient tools for policyholders is the Geico mobile app called “GloveBox™” which policyholders can download to almost any mobile device (iPhones, iPads, Blackberry and more). The Glovebox™ app allows customers to:

• Pay Premiums
• Update Policy Information
• View Car Insurance ID Cards
• Picture Storage for Accident Photos
• Locate Roadside Assistance
• and more

The Glovebox app has very few comparisons in the auto insurance industry with State Farm, Allstate and Esurance providing possibly the only other comparable apps for drivers to manage their car insurance policy.

Can I save money with GECIO Car Insurance Discounts?

Of course. Geico is widely known for its car insurance discounts and provides drivers many ways to save money on car insurance with a long list of auto insurance discounts such as:

• Good Driver Discount
• Vehicle Safety Discounts
• Defense Driver Discounts
• Affinity Group discounts
• Military Personal Discounts
• Federal Employee discounts
• Customer Loyalty Discounts
• and a lot more

Car insurance discounts vary depending on your profile, where you live and other certain terms but most drivers can save a lot of money by taking advantage of a combination of discounts.

How much is Geico car insurance?

Car insurance rates depend on the overall risk of a driver however Geico’s car insurance rates are extremely competitive with providers of the same quality.

Geico Car Insurance Review

Any driver who chooses Geico for auto insurance will get coverage from one of the strongest insurers in the industry with top notch customer service, account management tools and competitive rates. Overall we rate Geico as one of the top car insurance companies nationwide.

How to get a Geico car insurance quote?

This is the easiest part of finding car insurance and companies like Geico make it hassle free. You can request a quote through the company website, their toll free number or by contacting a local agent.

However when shopping for auto insurance its always important to compare at least a few companies as regardless of how a particular company is rated. Car insurance rates can differ in premiums greatly from one provider to another.

Auto insurance is a critical component of driving so before choosing any provider always make sure you understand the type of coverage you are buying and how car insurance works.

While top rated auto insurance companies certainly provide you financial security in the event of accident car insurance is not a blank check and only limited to tor policy details.

Use our FREE quote comparison tool to find insurance rates today!

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