State Farm Auto Insurance Reviews

State Farm Insurance is a powerhouse when it comes to car insurance coverage in America and is the #1 provider of auto insurance, with almost a 20% market share.

Over 40 million policyholders insure their vehicles with State Farm car insurance from coast to coast and the company services over 80 million insurance policies collectively between all its insurance divisions.

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State Farm Car Insurance Coverage

State Farm offers practically every type of car insurance coverage any good driver will need with exceptional coverage limits (well beyond state minimum auto insurance requirements) including:

• Liability Coverage
• Collision Coverage
• Comprehensive Insurance
• Personal Injury Protection (PIP)
• Medical Payments
• Uninsured Motorist
• Underinsured Motorist
• Rental Car Reimbursement
• Emergency Road Service

Although the amount of insurance and types of coverage available do depend on where you live almost any driver will find suitable policy coverage through the State Farm Company.

Should I use State Farm Auto Insurance?

The choice of whether or not to use a car insurance company depends on your unique needs but with a history dating back almost 100 years ago (1992), close to a 20% market share, superior online account management tools and a well-respected claims handling department there are very few companies who can match the provider quality of State Farm.

The State Farm Brand

It’s quite interesting to see older companies change with the times and while many car insurance companies are still trying to find a website designer the State Farm Insurance Company has embraced today’s world of technology and still maintaining around 18,000 local agents nationwide.

The State Farm brand is arguably one of the most well-known brands in the car insurance industry and its hard to find a driver who does not know their name.

State Farm is also has joined the ranks of Geico and Allstate who actively engage the use of social media constantly keeping in touch with customers and potential policyholders through Facebook, Twitter and YouTube to name a few.

How much is State Farm Car Insurance?

Car insurance premiums will vary no matter where you go. The most important factors are your driving record, where you live, the type of vehicle insured and your credit score.

State Farm car insurance tends to be very competitive although some drivers do note that premiums seem to be higher than comparable companies in some markets.

How can I save money with State Farm?

The one we thing we really like about State Farm is the introduction of their Discount Double Check™ program which provides drivers with a clear visual display of how they can save money with car insurance discounts.

Something we always talk about is the transparency of car insurance discounts in the auto insurance industry and State Farm not only showcases their discounts but has aggressively marketed their desire to make sure you save as much money as you can on premiums.

Some of State Farm’s car insurance discounts include:

• Good Student Discount: Drivers aged 24 or under can qualify for up to a 25% discount with good grades
• Good Driver Discount: A clean driving record for at least 3 years can save you up to 10%
• Multi-Policy Discount: Have another State Farm Policy? Possibly save up to 22%
• Multi-Vehicle Discount: Policyholders who insure multiple vehicles can save up to 20%
• Defensive Driving Discount: Graduates of State Farm’s Steer Clear® driving course can save up 15%

State Farm Disadvantages

For most drivers its hard to find a disadvantage about using State Farm for your car insurance needs. A Fortune 500 company, loyal customers and the highest possible ratings from industry rating agencies like A.M. Best and FitchRatings make State Farm almost the perfect car insurance company.

However there are some possible disadvantages to drivers with high risk profiles as the company does not seem to offer non-standard car insurance coverage and there have been many complaints about drivers having coverage dropped at renewal time or getting denied coverage with just a minor ding on a driving record.

Overall the State Farm Insurance Company is a premier choice as a car insurance company for almost any family however there are also many other great insurers around such as Geico, Allstate, Progressive and more.

Before choosing a provider always compares car insurance quotes from several providers

Use our FREE quote tool to compare auto insurance rates today!

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